You might, for instance, need additional funds to purchase new equipment, or upgrade or move premises. Your business might need to expand its stock and inventory levels, you may require new office furniture, or it might be necessary to upgrade your IT.
Both new and existing businesses will at times require additional funding to be able to undertake a marketing campaign, or update their website. Alternatively, you might require some additional funding in order to stay on top of cash flow or to consolidate high interest debt.
These are just some examples of the circumstances in which you might need to apply for a business loan in order to cover expenses that the business is not able to pay for itself at that time.
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